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Short-Term Disability

Open Enrollment is scheduled for
April 23 – May 9, 2025.

Eligible employees have an opportunity to enroll in, cancel, or make changes to a variety of health insurance plans.

Check back on this page mid-April for Open Enrollment details.

If you need to update benefits due to a qualifying change in status,
visit the Qualifying Change in Status webpage.

About the Plan

UNM offers Short-Term Disability insurance to most active benefits-eligible employees.

Review the Eligibility webpage for more information

  • Short-Term Disability covers up to 60% of your pre-disability earnings if you are unable to work due to a disability caused by an accident or illness.
  • There is an elimination period of 30 days before disability payments are payable.
    • If you enroll after your initial eligibility ends, the elimination period for sickness is 60-days during the first 12 months you are insured.
  • Disability benefits are not payable during the elimination period.
    • For example, if your disabling event entitles you to 15 weeks of disability payments, you will receive 11 weeks of disability payments after the close of the 30-day elimination period. Or, 7 weeks of disability payments after the close of the 60-day elimination period if you have enrolled after your initial eligibility ends.
  • After satisfying the elimination period, disability benefits are payable up to a maximum duration of 22 weeks.

Short-Term Disability is a voluntary benefit and is 100% employee paid.

Refer to Short-Term Disability Plan Highlights for more information.

 

Plan Documents

 

When and How to Enroll

First, verify your eligibility.

Next, you may take advantage of these three enrollment opportunities:

During Open Enrollment, complete the Open Enrollment Life, Disability, and AD&D Web Form available through LoboWeb to enroll or make changes.

Enroll or make changes by completing The Hartford Enrollment Form.

Submit your completed Form to Benefits & Employee Wellness via Secure Document Upload or fax to 505-277-2278 within 60 Calendar Days of your newly benefits-eligible position or your Qualifying Change in Status Event.

Note: If you separate from employment, termination of coverage will occur.

 

Contact Information

The Hartford

1.866.551.1494
thehartford.com/employeebenefits

UNM Benefits

[email protected]



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